Two harsh realities are keeping lower earners stuck while the wealthy pull ahead Business InsiderK-shaped economy is real, per New York Fed research AxiosThe 'K-shaped' spending trend is real — but it's been here since 2023: New York Fed Yahoo FinanceTracking the K-Shaped Economy: Who's Driving Spending? Liberty Street EconomicsWhere does the K-shaped economy stand in 2026? CFO Brew