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S&P 500 closes lower as AI fears weigh on financial stocks; Dow hits another record: Live updates CNBCStock market today: Dow moves higher, S&P 500 and Nasdaq dip after weak retail sales fuel Fed cut bets Yahoo FinanceUS stocks drift to a mixed finish as yields fall after a discouraging report on US shoppers AP NewsStocks mixed but world index hits record high; Treasury yields ease Reuters
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Spotify Stock Jumps On Improved Profitability, User Growth Investor's Business DailySpotify pops 15% on strong user growth, earnings beat CNBCSpotify Reports Fourth Quarter 2025 Earnings SpotifySpotify Shares Jump on Strong Earnings, Subscriber Growth The Wall Street JournalPre-Q4 Earnings: Should Spotify Stock be in Your Portfolio? Yahoo Finance
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Investor sentiment toward software stocks is low, and now Workday is replacing a CEO who was known for having good sales relationships.
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About 145 million American adults say that they own or have owned cryptocurrency. Statistically, that's more than half of your co-workers, neighbors and friends.
It's also about the number of Americans who own stocks.
Even though it's not regulated by a government agency, cryptocurrency is becoming mainstream. However, President Biden recently signed an executive order to address cryptocurrency risks with a whole-of-government approach that could make cryptocurrency even more attractive to investors as well as traditional banks and credit unions.
SEE MORE Crypto Has Been Through the Wringer in 2022: What Now?
For the near term though, cryptocurrency remains a volatile, speculative asset that will likely continue its gut-wrenching booms and busts. That's not to say that cryptocurrency doesn't belong in a well-diversified portfolio, but I recommend that my clients first educate themselves about cryptocurrency before deciding whether or not to invest.
As Warren Buffet said about investing in cryptocurrency: "I get into enough trouble with the things I think I know something about. Why in the world should I take a long or short position in something I don't know about?"
Here are some important concepts to get comfortable with.
How Cryptocurrency Works: The Basics
Say you order a new set of patio furniture online. A credit card company or p
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