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With a new year just around the corner, now is the perfect time to take stock of your finances. A budgeting app can help with that, and right now you can get 50 percent off your first year of a Monarch Money plan. All you need to do is enter the code MONARCHVIP at checkout and you'll pay $50 for the initial 12 months instead of the regular price of $100. Note that the offer only applies to new users.
Monarch Money was the runner-up in our guide to the best budgeting apps in 2025, and it was definitely a grower. Initially we found the experience of using the app to be needlessly complicated compared to some of its rivals, but get over that hurdle and it's impressively fully-featured. There are plenty of customization options, a helpful "goals" feature and a thorough month-in-review recap that beats out similar features from some of its competitors. We also like how you can grant account access to others.
Besides the steep learning curve, we also noted that the mobile app is less intuitive to use
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 Samsung kicked off a holiday sale last week, and this event has expanded recently with even more great deals on monitors, TVs, Galaxy smartphones, and home appliances. Many of these deals are the exact same all-time low prices we tracked during Black Friday and Cyber Monday.
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There are way too many online services and subscriptions to keep track of these days, but the flip side is there's a tool for just about everything. Time is just about up to get a physical gift shipped in time for the holidays, so below we've pulled together some of our favorite digital gifts and subscriptions, including time-tested video, music and gaming services as well as tools to clear your mental space and learn new skills. There are also a few subscriptions that provide ongoing, IRL deliveries, if you think your giftee will appreciate the nostalgic charm of a physical object.
Best digital gifts and subscription gifts
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 All of the iPhone 16 and iPhone 17 models are equipped with a Camera Control button that provides quick access to the Camera app and camera settings, but not everyone is a fan of it. Fortunately, though, Apple apparently plans to improve it.
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Sometimes you can notice the signs of a failing SSD. For instance, the once-quick transfer speed slows to crawl, there are frequent program or system crashes, or file system access errors or SMART errors occur. If you notice these things, especially in combination, there's a good chance your SSD is on its way out. In that case, it's time to prepare for the worst and do the following:
Back up critical files
It goes without saying that the first thing you'll want to do if you think your SSD is on the blink is to back up your critical data. Backups should be done regularly anyway, but even if you're doing that, you'll still want to make a new backup of your critical files at this point to have them ready to go should your SSD suddenly die.
See our roundups of the best Windows backup software and
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