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A new year is the perfect time to get your spending in order, and if you're not trying to build your own spreadsheet, budgeting apps are one of the best ways to do it. To save yourself some money in the process, you can pick up a year-long subscription to Monarch Money, one of Engadget's favorite budgeting apps, for just $50 if you use code NEWYEAR2026 at checkout and you're a new subscriber. That's a 50 percent discount on the service's normal $100 price.
Monarch Money makes for a capable and detailed budgeting companion. You can use the service via apps for iOS, Android, iPadOS or the web, and Monarch also offers a Chrome extension that can sync your Amazon and Target transactions and automatically categorize them. Like other budgeting apps, Monarch Money lets you connect multiple financial accounts and track your money based on where you spend it over time. Monarch offers two different approaches to tracking budgeting (flexible and category budgeting) depending on what fits your life best, and the ability to add a budget widget on your phone so you can know how you're tracking that month.
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 Apple has stopped signing several iOS updates released earlier this week, preventing users from installing them even if they still appear in Software Update. The affected versions include iOS 12, iOS 15, iOS 16, and iOS 18.
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 Apple today seeded the third betas of upcoming iOS 26.3, iPadOS 26.3, tvOS 26.3, and watchOS 26.3 updates to public beta testers, with the updates coming a day after Apple provided the third beta to developers.
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 OpenAI is rolling out another noteworthy update to ChatGPT Atlas, its AI-powered browser for Mac.
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