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Trump wants lower mortgage rates. His Fed pick may push the other way. The Washington PostUntangling the ideas of Donald Trump's Fed nominee The EconomistHow much power does the Fed chair really have? : Planet Money NPRWarsh Call for Fed-Treasury Accord Stirs Debate in $30 Trillion Bond Market Bloomberg
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Jill Zarin Fired From E!'s ‘RHONY' Reunion Show ‘The Golden Life' After Racist Bad Bunny Tirade (EXCLUSIVE) VarietyReal Housewife Jill Zarin fired over Bad Bunny rant YahooJill Zarin Fired from Real Housewives of New York City Reboot Series After Racist Bad Bunny Halftime Show Comments People.comJill Zarin Fired From E!'s 'Real Housewives Of New York City' Reunion Series After Racist Rant Over Bad Bunny's Super Bowl Show Deadline
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Alphabet again boosted the size of its bond sale as the internet giant prepares to accelerate its AI buildout.
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Ford Motor reported a big loss for 2025 because of its troubled electric vehicle division, which it has significantly scaled back.
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Jeff Dellapina will be replaced by Asia finance chief Jay Ng
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About 145 million American adults say that they own or have owned cryptocurrency. Statistically, that's more than half of your co-workers, neighbors and friends.
It's also about the number of Americans who own stocks.
Even though it's not regulated by a government agency, cryptocurrency is becoming mainstream. However, President Biden recently signed an executive order to address cryptocurrency risks with a whole-of-government approach that could make cryptocurrency even more attractive to investors as well as traditional banks and credit unions.
SEE MORE Crypto Has Been Through the Wringer in 2022: What Now?
For the near term though, cryptocurrency remains a volatile, speculative asset that will likely continue its gut-wrenching booms and busts. That's not to say that cryptocurrency doesn't belong in a well-diversified portfolio, but I recommend that my clients first educate themselves about cryptocurrency before deciding whether or not to invest.
As Warren Buffet said about investing in cryptocurrency: "I get into enough trouble with the things I think I know something about. Why in the world should I take a long or short position in something I don't know about?"
Here are some important concepts to get comfortable with.
How Cryptocurrency Works: The Basics
Say you order a new set of patio furniture online. A credit card company or p
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Personal values play an important role in many aspects of our lives and have become more prominent recently in how we think about and manage our finances. More and more investors are asking how they can support the causes they care about through their financial decision-making.
SEE MORE Kiplinger ESG 20: Our Favorite Picks for ESG Investors
Charles Schwab's latest Modern Wealth Survey found that 69% of Americans say that supporting causes they care most about is a top consideration when it comes to their financial decisions. If you count yourself among them, consider starting with a financial plan to ensure you stay on track toward your long-term goals while also staying true to your personal values.
Define your saving and spending goals
The best way to start is by translating your dreams into concrete financial goals. Identify your most important goals and commit to saving toward each. Write things down so you can build confidence, stay focused and refine your plan over time while prioritizing both your own financial wellness and the greater good.
For example, we recently had a client looking for ways to maximize her charitable donations with a limited budget. After pinpointing the causes that she connected with most - the environment and medical research - we laid out a three-year charitable-giving budget. This helped her stay on track with her long-term plan while mixing in creative ways to give back, including ongoing gifts through a donor-advised fund supporting cancer research and volunteering for weekend river cleanups.
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