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Popular anger burns in Iran after crackdown, as Trump turns up pressure The Washington PostRage. Grief. Anxiety. The New Mood in Iran. The New York TimesNew photos give glimpse inside Iran's bloody crackdown on anti-government protests The GuardianTeachers' Union Warns of Growing Security Presence in Iranian Schools IranWireAn art
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Supervisor jobs were once ascendant in the United States. But they have cropped up all over our lists of the hardest-hit jobs.
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Rage. Grief. Anxiety. The New Mood in Iran. The New York TimesNew photos give glimpse inside Iran's bloody crackdown on anti-government protests The GuardianPopular anger burns in Iran after crackdown, as Trump turns up pressure The Washington PostTeachers' Union Warns of Growing Security Presence in Iranian Schools IranWireAn art
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Federal Reserve set to loosen US bank rules in attempt to boost mortgage lending Financial TimesUS Banks to See New Mortgage Capital Requirements in Basel Plan Bloomberg.comBasel capital rules may be revised to boost bank mortgage lending HousingWireFed wants to help banks regain mortgage business to benefit revenue, relationships InvestmentNewsFed's Bowman wants to boost banks' share of mortgage market
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Smithfield Foods to build $1B plant as century-old site will redevelop SiouxFalls.BusinessSmithfield to move from downtown Sioux Falls location KELOLAND.comRhoden, TenHaken look at Smithfield's move YahooWATCH LIVE HERE: 'Once-in-a-generation' announcement to include details about Smithfield Foods in Sioux Falls Sioux Falls Live
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The U.S. ready to make up, Europe ready to break up in Munich NPR5 takeaways from a tense Munich Security Conference The HillWarmer words but relations remain frosty between the U.S. and its old friends in Europe NBC NewsMarco Rubio Doesn't Get It The AtlanticThree American Speeches at Munich, and Plenty of Confusion The New York Times
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The enterprise giant turned its Big Game spot into a $1 million puzzle, betting on participation.
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Editor's note: This is the final part of a seven-part series. It dives more deeply into the third strategy for defusing a retirement tax bomb, which is Roth conversions. If you missed the introductory article, you may find it helpful to start here.
Because they offer tax-free qualified withdrawals, Roth IRAs and Roth conversions can be a critical strategy for defusing the retirement tax bomb that traditional IRAs, 401(k)s and other pre-tax savings accounts can set you up for in retirement.
A Roth conversion is when you transfer money out of a pre-tax retirement account into an after-tax Roth. Typically, every dollar you convert is taxed as ordinary income, unless the pre-tax account was also funded with after-tax dollars.
SEE MORE Don't Move to Another State Just to Reduce Your Taxes
Here's the problem though: Most people who are facing a retirement tax bomb and are still working probably have high incomes and are in a high marginal tax bracket. The last thing they want is a Roth conversion, which adds to their income and would be taxed at high tax rates.
Instead, this is a good strategy to consider in low-income years, especially for people who retire early in their 50s and early 60s who may have several years to do conversions before Medicare means testing surcharges, Social Security income and RMDs kick in. Many of my clients do several years of annual Roth conversions starting early in retirement.
Three Windows for Roth Conversions
The first window for Roth conversions is the years before enrolling in Medicare, but recal
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 Investors in SkyBridge Capital asked for hundreds of millions of dollars back after the fund suffered a 23% loss in March when investments made by its debt-focused hedge fund managers soured, Anthony...
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