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Which you rather have--more money or more spare time?

More money
More spare time
Something else — what?



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1. Patricia Pomerleau CEOExpressSelect Member
     Forum Moderator
     (12/2/2018 8:30:42 PM)
     Message ID #316894

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There is a wealth of difference between the top-one percent of the richest Americans and the rest of the country. Some studies have shown that the wealthiest one percent of people in the United States not only have more money than the bottom 90 percent but the disparity is growing. It is no small irony that a large number of underemployed “forgotten Americans” voted for President Trump, one of the super wealthy, to help restore and create more and better jobs for them. Many of those jobs continue to be both created and destroyed by our dynamic economy and yet there remains a deep and abiding desire in so many Americans to find their own version of wealth in dignified and meaningful work. In their circles the American Dream is defined as having a job that enables you to provide well for your family. Lots of wealthy people are still respected for their hard work and philanthropy and many Americans continue to work hard in the hope of achieving their own definition of wealth someday.

  • Given your age and needs, which would you want more of? Money or spare time
  • If you were given one million dollars and had to spend it in a week, How would you spend it? Pay off debts? Buy a house/property? Give it away?
  • What has the strongest influence on your finances--Your own character? You family values/history? Government policies? Free market system? Something else?


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2. D Robb
     (12/2/2018 9:01:30 PM)
     Message ID #316895

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I have been retired for twenty years. During the thirty plus years that I was working I always had sufficient money for my needs and enough extra to give to charity, to save for retirement, and to do nearly everything I wanted and had the time for. Now I have all the time in the world.
My point? IMO, the secret to happiness is to earn enough money to provide all your necessities and then to keep your wants within what remains. My wife’s best friend lives in a very nice gated community in Florida with two golf courses. Briefly, we discussed buying a second house there ourselves until I pointed out that we probably could not afford to travel as much as we do if we decided to do that. We have never regretted that decision.
Would I be happier if I had more money? Well, it would depend on what I had to do or give up, to get it. No, what would make me happier if the world was a happy, friendlier and more tolerant place. Happiness would be the presence of family and friends that have died; the restoration of health to family and friends who are suffering with ill health. Peace in the world and an end to poverty. You get the idea.

3. D Robb
     (12/2/2018 9:16:46 PM)
     Message ID #316896

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The other point, of course, is how much money does anyone person need?
I do remember the discussion in Econ 101 of Law of Diminishing Marginal Utility. An important law of economics is that of diminishing marginal utility. The law states that after a certain point, with every marginal unit increase in consumption of a product, the utility derived from the additional unit keeps diminishing. Reversed, it is an argument for the graduated income tax, that rich people should pay more in taxes than those that are barely earning a living wage.

4. John Norman CEOExpressSelect Member
     (12/2/2018 10:34:15 PM)
     Message ID #316897

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to be happy

5. Rick T CEOExpressSelect Member
     (12/2/2018 11:28:04 PM)
     Message ID #316898

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I'm retired so I have plenty of spare time. I don't have a lot of debt.

If a million bucks were to drop into my lap that I had to spend in a week, I'd pay off all of my debts and the debts of a few other people then, I'd take a trip and, give the rest to charity.

My mom impressed upon me at an early age to live within my means and I have done so, it worked.

Message edited by user at 12/2/2018 11:40:43 PM

6. Patricia Pomerleau CEOExpressSelect Member
     Forum Moderator
     (12/3/2018 12:08:10 AM)
     Message ID #316899

This message is in response to Rick T ( message id #316898 )  View All Related Messages

Good for you Rick. It's good to have choices.

7. Jeff McLawde
     (12/3/2018 12:13:04 AM)
     Message ID #316900

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I've used my time wisely. 138 awake hours out of 168 per week for around the past 28 out of 43 years.

I've made around $5ook total as an adult since USN at 17. [25 adult working years...] My ex wife spent some of it w/o my knowledge.

I spent $21k on 9 computers and Internet since '94. 1/2 the time was dial-up.

See you in court.

8. T Cavanagh CEOExpressSelect Member
     (12/3/2018 5:58:23 AM)
     Message ID #316901

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“Idle hands are the devil’s workshop; idle lips are his mouthpiece.
An evil man sows strife; gossip separates the best of friends.
Wickedness loves company—and leads others into sin”

All jobs create self-worth, no matter how meager, it’s not always about the coin.

Liberals seem to miss that point

Adam Smith wrote if given a choice between toil and idleness, people will always choose the later. I would have to disagree with Mr.Smith, and perhaps Smith would also disagree today.

Life for Americans have changed a great deal since 1802, our innovation and productivity has created a lifestyle of idleness.

Now what? Some people simply just can’t sit on their duff and enjoy the fruits of their labor, and thank God we have these folks

Jobs create dignity and self worth, even ones that are volunteer.

More Americans are working today than at anytime under this Presidents’ policies. A goal that could have easily been reached years ago. 70 is the new 60

Look no further than our politicians. Pelosi is 80. Trump and HRC are 72. Joe Mancin is 74.

In manufacturing the guild system was alive and well at one time. It’s going away. I now see these workers in the Home Depot’s of the world, ask them, they always know the answers and are more than happy to share their knowledge.

Do they need the coin? Or do they need a reason to get out of bed?

There is nothing better than the satisfaction from a job well done and being a productive member of society.

9. Michael O'Neill
     (12/3/2018 6:41:56 AM)
     Message ID #316902

This message is in response to T Cavanagh ( message id #316901 )  View All Related Messages

"Liberals seem to miss that point "

Yet it's the red states that are America's albatross.

10. D Robb
     (12/3/2018 7:16:17 AM)
     Message ID #316903

This message is in response to Patricia Pomerleau ( message id #316899 )  View All Related Messages

Very true, Patricia. Having choices is essence of a good life. Life becomes very hard when you don't have any choices. Choices are useless without the vision and planning to give you understanding to choose the best of your choices

It's true in our lives. It is more true in the lives of our ancestors and today, refugees. Risking their lives to cross the Mediterranean in a leaky boat. Walking more than a thousand miles in the hope of finding a refuge.

Developing maturity and holding your tongue rather than insulting and attacking and belittling those that disagree with you is a choice. Unfortunately, our "counterpuncher" president never exercises it.
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